General Disclaimer

The information provided by Stream Spotfirst ("we," "us," or "our") on streamspotfirst.com and through our educational programs is for general informational and educational purposes only. All information on the site and in our courses is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site or in our educational materials.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or our educational content or reliance on any information provided on the site and through our programs. Your use of the site and our educational materials and your reliance on any information on the site and in our courses is solely at your own risk.

Educational Purpose Limitation

All courses, materials, content, tools, and services provided by Stream Spotfirst are strictly for educational and informational purposes. Our financial data interpretation courses are designed to teach analytical skills, methodologies, and theoretical concepts related to financial analysis and market understanding.

The educational content provided does not constitute professional financial advice, investment recommendations, tax advice, legal advice, or any other form of professional consultation. Students and users should not rely solely on our educational materials for making financial decisions or investment choices.

• Course materials are designed for skill development and knowledge acquisition
• Content focuses on analytical methodologies rather than specific investment strategies
• Educational examples and case studies are for learning purposes only
• No guarantee of employment outcomes or career advancement is implied

No Professional Advice

Stream Spotfirst and its instructors, employees, and affiliates are not licensed financial advisors, investment professionals, tax consultants, or legal practitioners unless specifically stated otherwise. The information provided through our educational platform should not be interpreted as professional advice in any capacity.

Users seeking specific financial, investment, tax, or legal advice should consult with qualified professionals who are appropriately licensed and authorized to provide such advice in their jurisdiction. We strongly recommend consulting with multiple professional sources before making any significant financial decisions.

Information Accuracy and "As Is" Provision

While we strive to provide accurate and up-to-date educational content, Stream Spotfirst makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the material, services, software, text, graphics, and links contained within our educational platform.

All information and educational materials are provided "as is" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that our site or the server that makes it available are free of viruses or other harmful components.

• Content accuracy may vary and should be independently verified
• Market data and financial information may become outdated
• Technical issues may occasionally affect course delivery
• External links and references are provided for convenience only

Limitation of Liability

In no event shall Stream Spotfirst, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, punitive, consequential, or special damages arising out of or in any way connected with the use of our educational platform, courses, or materials, whether based in contract, tort, negligence, strict liability, or otherwise, even if Stream Spotfirst has been advised of the possibility of such damages.

Our total liability to you for all damages, losses, and causes of action (whether in contract or tort, including but not limited to negligence) shall not exceed the amount paid by you, if any, for accessing our educational content or services during the twelve months immediately preceding the date of the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Stream Spotfirst, its officers, directors, employees, and agents from and against any claims, actions, or demands, liabilities, and settlements including without limitation, reasonable legal and accounting fees, resulting from or alleged to result from your use of the educational materials and services in a manner that violates or is alleged to violate these terms.

External Links Disclaimer

Our educational platform may contain links to external websites that are not provided or maintained by or in any way affiliated with Stream Spotfirst. Please note that Stream Spotfirst does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

The inclusion of any link does not imply endorsement by Stream Spotfirst of the site. Use of any such linked website is at the user's own risk and we strongly advise you make your own investigations with respect to the suitability of those sites.

Governing Law

This disclaimer and any disputes arising out of or related to it shall be governed by and construed in accordance with the laws of Malaysia, without regard to conflict of law principles. Any legal action or proceeding arising under this disclaimer will be brought exclusively in the courts of Malaysia, and the parties hereby consent to personal jurisdiction and venue therein.

Changes to Disclaimer

Stream Spotfirst reserves the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of our educational platform and services after any such changes constitutes your acceptance of the new disclaimer terms.

We encourage users to review this disclaimer periodically to stay informed about our legal terms and any updates that may affect their use of our educational services.